Invest in Better Hearing with Flexible Financing
Hearing aids are an important investment in your quality of life. The right device reconnects you to conversations, loved ones, and the sounds you’ve been missing. We understand that cost can be a barrier and feel overwhelming, which is why Hearing Solutions offers flexible financing and private insurance support to make better hearing more affordable.
Our goal is to make sure you never have to choose between your financial comfort and your hearing health.
Our Financing Plans
We offer a variety of financing options so that every patient can find a plan that works with their lifestyle and budget. Whether you want to pay off your devices quickly without interest or prefer to spread small payments over time, we have a solution designed for you. No matter which you choose, our team will guide you step by step to ensure the process is simple, transparent, and tailored to your needs.
0% Interest Plans
Perfect for those who prefer short-term commitments, our interest-free options allow you to divide your payments into 3, 6, or 12 months*. This makes it possible to enjoy your new hearing aids right away without paying extra.
Extended Payment Plans
If you’d rather keep your monthly costs as low as possible, you can stretch your payment plans over 24 to 36 months*. This options reduces the financial burden by breaking the investment into very manageable installments.*
Low-Interest Options
For patients who need longer terms or more flexibility, we also offer low-interest financing. This allows you to get the best technology available now while paying gradually at a pace that works for you.
Explore Your Hearing Aid Financing Options
How Financing Works
Getting started with financing is designed to be quick, simple, and stress-free. We want you to spend your time focusing on improving your hearing, not filling out cimplicated forms or waiting weeks for approval. From the moment you step into our clinic, our team will guide you through the process and answer any questions you may have.
- Book Your Hearing Test – We start by providing you with a comprehensive hearing assessment to get a better understanding of your hearing health.
- Get Your Personalized Recommendation – Based on your results, your clinician will recommend hearing aids that fit your earing needs, lifestyle, and preferences.
- Review Financing Options – We’ll present you with all available financing plans and explain how each one works. You’ll know your monthly payments upfront so there are no surprises.
- Apply in Clinic – The application takes only a few minutes and most clients are approved in less than 3 minutes*.
- Walk Away With Better Hearing – Once approved, you can take your hearing aids home right away and simply pay over time.
Who Can Apply
Almost anyone can qualify for our financing programs. If you:
- Are 18 or older.
- Have valid government ID and an email address.
- Want a simple way to manage the cost of hearing aids.
The approval process is fast, straightforward, and has a very high success rate. Most importantly, you won’t need to make a large upfront payment. This makes it an excellent choice for anyone who would rather spread costs evenly across the year.
Benefits of Our Financing Programs
Our financing plans were built with our clients in mind, making them some of the most accessible and supportive options available.
- Secure, customizable monthly payment plans.
- Approval in under 3 minutes*.
- Straight-forward, in clinic application with staff support.
- High approval rates, even for clients concerned about credit.
- 0% interest terms available for 3, 6, or 12 months*.
- Extended terms up to 36 months for lower monthly payments*.
- Convenient repayment directly through your bank or online system.
- Option to pay off early with no penalty.
By offering multiple programs to suit different financial needs, we ensure that better hearing is always within reach.
Private Insurance Coverage
Many Ontarians are surprised to learn that their extended health or workplace insurance may cover part of the cost of hearing aids. Depending on your plan, your insurance provider could reimburse a portion of your purchase or even the full amount for approved devices.
To make the process simple, we’ll help you every step of the way:
1. Check Your Coverage
Our team can help you understand what your insurance includes. We’ll review your policy details and confirm whether hearing aids, hearing tests, or related services are covered.
2. Get A Detailed Quote
Once you’ve selected the right hearing aids, we’ll provide a personalized quote with all the information your insurance company needs. This includes device details, pricing, and clinic information.
3. Submit Your Claim
We’ll walk you through the claim submission process, ensuring you have the correct forms and documentation. Some providers even allow for electronic claim submission, which we can help set up.
4. Get Your Hearing Aids
After your claim is processed, you’ll be ready to receive your new hearing aids. Our clinicians will program and fit your devices to your needs, ensuring their comfortable and optimized for your hearing goals.
Combining Insurance and Financing
If your insurance covers part of your hearing aids, you can choose to finance the remaining balance through one of our flexible payment programs. This gives you the freedom to select hearing technology that best suits your needs and lifestyle without compromise.
This combination allows you to:
- Reduce your total out-of-pocket cost and apply your insurance benefit first, then spread the rest over manageable monthly payments.
- Access better technology and choose advanced features and comfort options that fit your hearing goals.
- Start hearing better right away and enjoy the benefits of of new hearing aids as soon as possible.
Our team will help you coordinate both processes seamlessly. From submitting insurance paperwork to setting up your payment plan, we’ll ensure everything runs smoothly so you can focus on what matters most.
Book Your Hearing Aid Financing Consultation at Hearing Solutions
At Hearing Solutions, our trusted hearing health professionals are here to make better hearing both achievable and affordable. During your visit, we’ll complete a full hearing evaluation, review your hearing aid options, and walk you through all available financing, insurance, and government funding options.
FAQ's
Financing lets you spread the cost of your hearing aids over manageable monthly payments instead of paying the full amount upfront. This way, you can start hearing better right away without financial strain.
The application is completed right in our clinic with the help of our team. It’s a quick and secure process that typically takes less than three minutes to receive approval.*
We offer flexible plans to fit your budget, including 0% interest options for 3, 6, or 12 months and extended terms up to 36 months for lower monthly payments.*
A soft credit check may be performed during the approval process, but it generally does not impact your credit score. Our team will make sure to explain the details before you apply.
Yes! You can pay off your hearing aids at any time without penalty. Many clients choose this option once they’ve received insurance or funding reimbursements.
Our financing partners have high approval rates, even for those with limited or lower credit. We’ll work with you to find the most suitable option.
Absolutely. You can use financing alongside government funding or private insurance to cover any remaining balance. This helps makes hearing aids even more affordable.
Payments usually begin about a month after your purchase, depending on your financing plan. You can choose to pay through your bank or online for added convenience.
*O.A.C. (On Approved Credit). Subject to terms and conditions. Available interest rates may vary based on the applicant’s credit rating at the time of application. Offer is conditional upon ID verification, approved credit, and a valid email address. Administrative fees may apply.
Get Started
By booking your hearing test with a trusted hearing healthcare professional, you are taking the first and most important step on a journey that will reintroduce you to the world of sound and the joys of communication
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